Life Insurance Options
We will help you find coverage that’s right for you and your family. We’ll help you understand your options and figure out how much and what kind of life insurance you need. Different aspects of life insurance include:
- Providing for a family’s loss of income
- Covering short-term debts and needs
- Cash values can be accessed during the insured’s lifetime.
- Tax-deferred growth of cash value
- Estate, special needs, and business planning
You can choose Between
Each of these types of life insurance has various options. A short overview is below. Our agents can go over the differences in-depth and help you make a choice that can provide your family with stability in the event of the unthinkable.
Term Life Insurance
When you purchase term life insurance, you specify the length of time the policy will last. The most common terms are 10, 20, and 30 years. With good term life insurance, you can save money while enjoying long-term financial security.
Permanent Life Insurance
The policy remains in force for the life of the insured unless the policyholder stops paying the premiums or gives up the policy.
How much life insurance do you need?
There’s so much to protect around you, and most importantly your loved ones. Contact us to help you calculate your life insurance needs!